Motor
Imagine yourself in the face of an accident. What are your plans to overcome the situation financially? The increasing number of vehicles in the Maldives creates a higher probability of having accidents. In those scenarios you may have to bear the cost of another person’s vehicle maintenance OR you may have to bear a permanent total disability to the Third Party. We as Allied Takaful are here to help you in such financial shortfalls that you may face.
We provide mainly two types of Takaful plans
They are:
- Third Party Motor Takaful
- Comprehensive Motor Takaful
Benefits
Our major aim is to provide the finest takaful coverage to all our customers across the country. The table below represents the benefits provided under these policies.
Details |
Third party |
Comprehensive |
Covarage | ||
Third party property damage |
Yes |
Yes |
Third Party Permanent and Partial Disability & Death |
Yes |
Yes |
Damage to own vehicle |
No |
Yes |
Personal Accident cover for owner/driver |
No |
Yes |
Compensation | ||
Third party property damage |
Up to 40000 |
Up to 40000 |
Third Party Permanent and Partial Disability & Death |
Up to 60000 |
Up to 60000 |
Damage to own vehicle |
None |
Up to Vehicle Value |
Personal Accident cover for owner/driver |
None |
Up to 60000 |
How do you know if the vehicle is insured?
- An official document will be issued on registration for the policy. This document should be in the vehicle at all times.
- The document should be produced at the request of Police or any
other authorized persons.
What to do in the occurrence of an accident?
- Report immediately to Maldives Police Service.
- Report immediately to Allied Call Centre.
- Do not repair the vehicle until instructed to so by Allied Insurance.
- If any damage is caused to the vehicle/property, you must collect the accident report from Maldives Police Service.
- Maldives Police Service will issue the accident report within 48 hours of the accident.
- Insurance will be paid based on the accident report and the inspection made by a representative of the company.
Documents required to apply
The following documents have to be presented with:
- Proposal form
- National Identity Card Copy of owner(s) or Company Registration Copy whichever applicable
- Vehicle Registration Copy