Ayady Takaful

Motor

Imagine yourself in the face of an accident. What are your plans to overcome the situation financially? The increasing number of vehicles in the Maldives creates a higher probability of having accidents. In those scenarios you may have to bear the cost of another person’s vehicle maintenance OR you may have to bear a permanent total disability to the Third Party. We as Allied Takaful are here to help you in such financial shortfalls that you may face.

We provide mainly two types of Takaful plans
They are:

• Third Party Motor Takaful
• Comprehensive Motor Takaful

Benefits

Our major aim is to provide the finest takaful coverage to all our customers across the country. The table below represents the benefits provided under these policies.

Details	Third party	Comprehensive
Covarage
Third party property damage	Yes	Yes
Third Party Permanent and Partial Disability & Death	Yes	Yes
Damage to own vehicle	No	Yes
Personal Accident cover for owner/driver	No	Yes
Compensation
Third party property damage	Up to 40000	Up to 40000
Third Party Permanent and Partial Disability & Death	Up to 60000	Up to 60000
Damage to own vehicle	None	Up to Vehicle Value
Personal Accident cover for owner/driver	None	Up to 60000

How do you know if the vehicle is insured?

• An official document will be issued on registration for the policy. This document should be in the vehicle at all times.
• The document should be produced at the request of Police or any
  other authorized persons.

What to do in the occurrence of an accident?

• Report immediately to Maldives Police Service.
• Report immediately to Allied Call Centre.
• Do not repair the vehicle until instructed to so by Allied Insurance.
• If any damage is caused to the vehicle/property, you must collect the accident report from Maldives Police Service.
• Maldives Police Service will issue the accident report within 48 hours of the accident.
• Insurance will be paid based on the accident report and the inspection made by a representative of the company.

Documents required to apply

The following documents have to be presented with:

• Proposal form
• National Identity Card Copy of owner(s) or Company Registration Copy whichever applicable
• Vehicle Registration Copy