Optional Covers

Loss of rent and cost of alternative accommodation

If your home is damaged and uninhabitable by any cause listed in the Policy, we will pay not exceeding 5% of the Building and contents Sum insured for ground rent for a period not exceeding 6 months.

Breakage of fixed glass and sanitary fixtures

We will cover accidental breakage of fixed glass forming part of the Buildings listed in the Policy such as glass in solar panel units, fixed baths, shower trays, etc. such payment shall not exceed 5% of the Buildings Sum insured.

Your liability to the public

Accidental loss or damage to third party property occurring during any period of insurance in or about the Buildings. Our liability shall not exceed MVR100,000 We will also pay defense costs and expenses incurred with our written consent.

General Exclusions

This Policy does not cover
War and similar risks.
Radioactivity
Sonic bangs